:root{--bg:#f5f7fb;--paper:#fff;--navy:#081b3f;--blue:#155ee8;--blue-2:#0d48b7;--blue-soft:#eaf2ff;--green:#0e9f6e;--text:#0e1f43;--muted:#66748d;--line:#dfe8f7;--shadow:0 18px 54px rgba(8,27,63,.10);--container:1120px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth;scroll-padding-top:112px}body{min-height:100vh;font-family:Inter,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--text);background:radial-gradient(circle at 12% 0%,rgba(21,94,232,.12),transparent 36rem),linear-gradient(180deg,#fbfdff 0%,var(--bg) 48%,#fff 100%);line-height:1.65}a{color:inherit;text-decoration:none}a:hover{color:var(--blue)}.container{width:min(100% - 40px,var(--container));margin:0 auto}.header{position:sticky;top:0;z-index:40;padding:14px 0;background:rgba(251,253,255,.82);backdrop-filter:blur(18px);border-bottom:1px solid rgba(223,232,247,.66)}.nav-shell{display:grid;grid-template-columns:auto 1fr auto;align-items:center;gap:24px;min-height:70px;padding:12px 14px 12px 22px;border:1px solid rgba(223,232,247,.96);border-radius:999px;background:rgba(255,255,255,.94);box-shadow:0 12px 32px rgba(8,27,63,.07)}.brand{display:inline-flex;align-items:center;min-width:176px}.brand-logo{display:block;height:48px;max-width:220px;object-fit:contain}.nav{display:flex;justify-content:center;gap:22px}.nav a{color:#41516d;font-size:14px;font-weight:800}.menu-button{display:none;width:46px;height:46px;border:1px solid var(--line);border-radius:999px;background:#fff;color:var(--navy);place-items:center}.menu-button svg{width:22px;height:22px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 22px;border:1px solid transparent;border-radius:999px;font-size:15px;font-weight:850;transition:.18s;white-space:nowrap}.btn-primary{color:#fff;background:linear-gradient(135deg,var(--blue),var(--blue-2));box-shadow:0 16px 30px rgba(21,94,232,.27)}.btn-secondary{color:var(--navy);background:#fff;border-color:var(--line)}.hero{padding:56px 0 34px}.hero-card{position:relative;overflow:hidden;padding:clamp(30px,5vw,58px);border:1px solid rgba(223,232,247,.98);border-radius:38px;background:linear-gradient(110deg,rgba(255,255,255,.98) 0%,rgba(255,255,255,.92) 52%,rgba(238,246,255,.96) 100%);box-shadow:var(--shadow)}.kicker{display:inline-flex;align-items:center;gap:9px;margin-bottom:15px;color:var(--blue);font-size:12px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.kicker:before{content:"";width:8px;height:8px;border-radius:999px;background:var(--blue);box-shadow:0 0 0 6px rgba(21,94,232,.12)}h1,h2,h3{letter-spacing:-.045em;color:var(--text);line-height:1.12}h1{max-width:860px;font-size:clamp(38px,5.6vw,68px);font-weight:900;margin-bottom:20px}h2{font-size:clamp(28px,3.5vw,42px);font-weight:900;margin:0 0 16px}h3{font-size:22px;font-weight:900;margin:26px 0 10px}.lead{max-width:840px;color:var(--muted);font-size:clamp(17px,1.8vw,20px)}.actions{display:flex;flex-wrap:wrap;gap:14px;margin-top:30px}.section{padding:70px 0}.content-grid{display:grid;grid-template-columns:minmax(0,1fr) 330px;gap:28px;align-items:start}.article-card,.side-card,.link-card{border:1px solid rgba(223,232,247,.95);border-radius:28px;background:#fff;box-shadow:0 12px 32px rgba(8,27,63,.07)}.article-card{padding:clamp(24px,4vw,42px)}.article-card p{margin:0 0 16px;color:#33425e}.article-card ul,.article-card ol{margin:0 0 18px 20px;color:#33425e}.article-card li{margin:7px 0}.side-card{padding:24px;position:sticky;top:122px}.side-card h3{margin-top:0}.side-list{display:grid;gap:10px;list-style:none;margin:14px 0 0}.side-list li a{display:block;padding:12px 14px;border:1px solid var(--line);border-radius:14px;background:#f8fbff;font-weight:800;color:#41516d}.note{display:flex;gap:12px;margin:22px 0;padding:16px 18px;border:1px solid rgba(21,94,232,.18);border-radius:18px;background:#f2f7ff;color:#405171}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.link-card{padding:24px}.link-card h3{margin-top:0;font-size:20px}.link-card p{color:var(--muted);font-size:15px}.faq{display:grid;gap:12px}.faq-item{padding:22px;border:1px solid rgba(223,232,247,.95);border-radius:22px;background:#fff;box-shadow:0 12px 32px rgba(8,27,63,.06)}.faq-item strong{display:block;font-size:17px;margin-bottom:6px}.breadcrumb{margin:22px 0 0;color:var(--muted);font-size:13px;font-weight:700}.breadcrumb a{color:var(--blue)}.footer{padding:58px 0 26px;color:#fff;background:radial-gradient(circle at 0% 0%,rgba(21,94,232,.22),transparent 24rem),linear-gradient(135deg,var(--navy),#06142d)}.footer-grid{display:grid;grid-template-columns:1.35fr repeat(4,1fr);gap:28px}.footer-brand strong{display:block;margin-bottom:8px;font-size:23px;font-weight:900}.footer-brand span{display:block;margin-bottom:18px;color:rgba(255,255,255,.62);font-size:12px;font-weight:850;letter-spacing:.11em;text-transform:uppercase}.footer p,.footer a,.footer li{color:rgba(255,255,255,.75);font-size:14px}.footer h3{margin:0 0 14px;color:#fff;font-size:15px}.footer ul{display:grid;gap:9px;list-style:none}.footer a:hover{color:#fff}.footer-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:18px;margin-top:44px;padding-top:22px;border-top:1px solid rgba(255,255,255,.12);color:rgba(255,255,255,.58);font-size:13px}@media(max-width:980px){.nav{display:none}.menu-button{display:grid}.mobile-nav-open .nav{display:grid;position:absolute;top:calc(100% + 10px);left:0;right:0;gap:0;padding:10px;border:1px solid var(--line);border-radius:22px;background:#fff;box-shadow:0 12px 32px rgba(8,27,63,.07)}.mobile-nav-open .nav a{padding:13px 14px;border-radius:14px}.mobile-nav-open .nav a:hover{background:var(--blue-soft)}.nav-shell{position:relative}.content-grid{grid-template-columns:1fr}.side-card{position:static}.grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.brand{min-width:auto}}@media(max-width:680px){.container{width:min(100% - 26px,var(--container))}.nav-shell{grid-template-columns:1fr auto;border-radius:24px}.header .btn{display:none}.hero{padding-top:24px}.hero-card{border-radius:28px}.grid,.footer-grid{grid-template-columns:1fr}.actions .btn{width:100%}.section{padding:52px 0}.brand-logo{height:42px}}